Using WealthTrackr

Terms of Use

Effective date: October 1, 2026 · Provider: Aperca LLC

Welcome to WealthTrackr, a personal finance app provided by Aperca LLC. By using the app, its cloud sync, or its API, you agree to these Terms of Use. If you do not agree, please do not use the app.

1. Informational Use Only

WealthTrackr provides information and tools to help you track your finances. It does not provide financial, investment, tax, or legal advice. Credit scores are entered by you, not pulled from a credit bureau. Metrics are calculated from the amounts you enter and are estimates, not professional assessments.

2. No Warranty

The app and the API are provided "as is" and "as available." We make no warranties regarding accuracy, reliability, availability, or suitability for any purpose.

3. Limitation of Liability

To the maximum extent permitted by law, Aperca LLC and its creators are not liable for any damages arising from use of the app or the API, including lost profits or data.

4. User Responsibilities

• Enter accurate information to get meaningful results.
• Maintain your own backups if needed (Settings → Backup).
• Keep your account credentials and API keys confidential.

5. API Access

WealthTrackr lets you create personal API keys (Settings → API Keys) that grant read-only access to your own data through our REST API. You are responsible for keeping your API keys secret. We may rate-limit, suspend, or revoke keys to prevent abuse.

6. Recurring Plans

Recurring plans are planning and tracking tools. They do not initiate a payment, transfer funds, connect to a financial institution, or confirm that a paycheck, bill, investment, or savings transfer occurred. You are responsible for reviewing projections and recording or correcting actual activity in the app.

7. Privacy

Your use of WealthTrackr is also governed by our Privacy Policy, which explains what data we collect and how it is handled.

8. Data Ownership

Your data is yours. You can export your data and delete your cloud account at any time, which deletes the associated cloud data.

9. Changes to These Terms

We may update these terms periodically. Continued use after changes means you accept the updated terms.

10. Contact

GitHub: apercallc/wealthtrackr · Email: support@apercallc.com